How can I check my credit history if I have an SSN?

You can check your credit history through the three main credit reporting agencies in the U.S.: Equifax, Experian, and TransUnion. You are entitled to one free credit report from each agency every 12 months, which you can request through AnnualCreditReport.com.if you are new to the U.S. and have not used any credit products yet, you may not have any credit history available.